Every time you play on 98kr — whether it's spinning slots, sitting at a live casino table, placing a cricket bet during the PSL, or running through a fish game session — you earn points. Those points climb you through five VIP tiers, each one unlocking a better set of perks than the last. No gimmicks. Just real rewards for real playing time.
Start at Bronze the moment you register and work your way up. Every wager counts — across all game categories and sports markets.
Cashback and reload percentages apply to qualifying activity within each month. All benefits are subject to Terms and Conditions. No guaranteed returns — these are entertainment benefits.
The points system on 98kr is the engine that drives everything in the VIP programme. Every time you place a wager — whether it's a spin on the slots, a hand at the baccarat table, a fish game session, or a cricket bet on the PSL — you accumulate points based on your stake amount. The rate at which you earn points varies slightly by game category, which reflects the different risk profiles of each game type.
| Game Category | Points per PKR 100 Wagered | Counts Toward Tier |
|---|---|---|
| Slots | 10 points | |
| Live Casino | 8 points | |
| Fish Games | 10 points | |
| Bingo | 8 points | |
| Sports Betting | 5 points |
Your accumulated points on 98kr don't have an expiry date. As long as your account is active and in good standing, every point you've earned stays on your record and counts toward your tier progression.
Tiers are reviewed at the end of each calendar month based on your points total for that month. If you've earned enough to move up, your new tier and perks activate at the start of the next month. Tier status is maintained as long as you meet the monthly minimum.
It's easy for platforms to list VIP perks that sound impressive but don't make much practical difference. 98kr takes a different approach. Here's what the benefits actually look like when you're using the platform day to day.
At Gold tier and above, the cashback system becomes genuinely meaningful. A 7% return on net weekly losses softens the impact of a bad run and lets you continue playing without feeling like you need to chase those losses back. The cashback is credited as real-money balance — not bonus credits with wagering requirements attached.
One of the most tangible VIP benefits on 98kr is faster cash-outs. From Silver upward, your withdrawal requests move ahead of the standard queue. By Elite tier, withdrawals are processed instantly — your JazzCash or Easypaisa transfer typically arrives within minutes of your request being submitted, even on busy match days.
From Gold tier onwards, you're assigned a dedicated point of contact at 98kr. This isn't just a fancier support ticket — it's a real person who knows your account, can arrange customised bonus offers, and gives you direct access rather than the standard live chat queue. At Platinum and Elite, this becomes an even more personalised relationship.
The gaming library on 98kr is regularly updated. Platinum and Elite members get early access to new slot titles, live casino tables, and special event tournaments before they open to the general player base. During PSL season and major international cricket fixtures, Elite members also receive advance notice of special betting markets.
Standard accounts have daily and per-transaction withdrawal caps. VIP members, particularly at Platinum and Elite levels, can request higher limits through their account manager. This is particularly relevant for players who have successful high-stakes sessions and want to cash out larger amounts in a single transaction.
Most online gaming platforms have some version of a loyalty or VIP system. The difference between a well-designed programme and a poorly designed one usually comes down to a single question: does it actually reward players in ways they care about, or is it mostly cosmetic? The 98kr VIP programme was built with that question front of mind.
Pakistani players have a distinct set of priorities. Speed of payouts matters enormously — particularly when you've had a productive PSL match day and want your winnings in your JazzCash account quickly, not a day later. Cashback on losses matters too, because it reflects an understanding that gaming involves variance and that a platform willing to share some of that downside risk is one worth sticking with. And personal service — actually being able to talk to someone who knows your account — matters in a market where many platforms offer little more than a chatbot and an FAQ page.
Moving from Bronze to Silver on 98kr doesn't require you to be a high-roller. 1,000 points per month at the standard slots rate means PKR 10,000 in total wagers — that's a reasonable amount for a player who enjoys a few gaming sessions a week. Silver is designed to be within reach for regular casual players, not just those betting large sums daily.
Gold tier is where the programme starts feeling genuinely premium. The 7% cashback at this level makes a noticeable difference over the course of a month, and the access to a dedicated support contact changes how issues get resolved. Reaching Gold requires 5,000 monthly points — at the sports betting rate that's PKR 100,000 in wagers spread across the month, which serious cricket bettors during a busy PSL window can reach relatively comfortably.
Platinum and Elite are for the most active players on the platform. These tiers are not designed to be easy to achieve — they're genuinely exclusive. But the benefits reflect that exclusivity. A 15% weekly cashback rate, instant withdrawals, and completely customised service at Elite tier represents a meaningful commitment from 98kr to its most loyal players.
It's worth being direct about something: the 98kr VIP programme rewards sustained play, and that comes with a responsibility to be honest about how gaming should fit into your life. The programme is designed to recognise loyalty, not to push players into spending beyond what they're comfortable with. The cashback and bonus benefits are genuine perks for players who are already enjoying the platform — they're not meant to be an incentive to chase losses or play more than planned.
If you're using the VIP system well, you're setting a budget for each session, sticking to it, and letting the points accumulate naturally over time. Over several months of disciplined, enjoyable play, the tier progression happens on its own. Players who try to rush up the tiers by spending more than they should are misusing the programme — and 98kr's responsible gaming tools, including deposit limits and self-exclusion options, are there to help anyone who finds themselves in that situation. Visit Responsible Gaming for more guidance.
Once you reach a new tier, you keep it for the remainder of the current month plus the full following month — even if your points dip below the threshold. This gives you a buffer during quieter periods.
Elite members can contact their account manager to arrange bespoke offers — including custom reload percentages, tailored tournament invitations, and flexible withdrawal scheduling that fits their schedule.
During the Pakistan Super League season and major T20 international fixtures, 98kr runs VIP double-points promotions. Gold tier and above members earn points at double the standard rate on qualifying sports bets during these events.
Straightforward answers to what players ask most about the 98kr VIP club.
| Tier | Cashback | Reload | Withdrawal |
|---|---|---|---|
| 🥉 Bronze | 2% | — | Standard |
| 🥈 Silver | 4% | 8% | Priority |
| 🥇 Gold | 7% | 12% | Fast |
| 💎 Platinum | 10% | 15% | Same Day |
| 👑 Elite | 15% | 20% | Instant |
The 98kr VIP programme is designed for players who are genuinely enjoying the platform and playing regularly as entertainment. It is not designed to encourage you to exceed your personal budget in pursuit of a higher tier. If you're tempted to wager more than you can comfortably afford in order to reach the next tier faster, please take a step back. Set a deposit limit, use the session timer, or speak to our support team. The perks will be there when you're ready. Your wellbeing comes first. This platform is for adults aged 18 and over only.