Play Smart, Stay in Control

Responsible Gaming on 98kr — Your Budget, Your Limits, Your Choice

Gaming on 98kr is meant to be entertainment — something you enjoy when you have the time and the budget for it. This page explains the tools available to help you keep it that way, the signs that gaming might be becoming a problem, and how to take control before things get difficult. No judgment here, just honest information.

Important reminder: 98kr is strictly for adults aged 18 and over. Gaming involves real financial risk. There is no strategy, system, or betting pattern that removes the element of chance. Only play with money you can afford to lose — never with funds set aside for rent, groceries, bills, or family needs.
Quick Access — Self-Management Tools
Deposit limits — set in account settings
Session timer reminders
Spending history review
Self-exclusion — immediate account pause

Tools Built Into Your 98kr Account

All of these are available in your account settings right now — no need to contact support to use them.

Account Settings
PKR Deposit Limits

Set a daily, weekly, or monthly deposit ceiling in Pakistani Rupees. Once you hit the limit, deposits are automatically blocked until the period resets. You can lower your limit immediately — increasing it requires a 24-hour cooling-off period before the new limit takes effect.

In-Session
Session Time Reminders

Choose how long you want to play in a single session — 30 minutes, 1 hour, 2 hours, or a custom duration. When the timer runs out, you'll receive a clear notification. It won't force-close the game, but it does interrupt the flow and remind you to check in with yourself before continuing.

Dashboard
Spending & Activity History

Your full deposit, wagering, and withdrawal history is available in your account dashboard at any time. Reviewing it honestly — especially the net total over a month — is one of the most straightforward ways to assess whether your gaming is staying within a budget you're comfortable with.

Temporary
Cooling-Off Period

If you feel you need a short break without committing to full self-exclusion, a cooling-off period temporarily blocks deposits and new game sessions for 24 hours, 48 hours, or 7 days. Your account and balance remain intact. This is useful after a losing streak when emotions are running high.

Self-Exclusion
Self-Exclusion

The most definitive tool available. Self-exclusion suspends your account entirely for the period you choose — 30 days, 3 months, 6 months, or permanent. During this time no override or early reinstatement is possible. Any verified real-money balance is held safely and returned at the end of the exclusion period or upon permanent closure.

Privacy
Turn Off Promotions

Promotional notifications — bonus offers, PSL match day promotions, reload bonuses — can be turned off completely from notification settings. If you're trying to reduce your gaming activity, removing promotional prompts is a simple but practical first step that won't affect your ability to use the platform.

Gaming as Entertainment — Keeping It That Way

When gaming is going well, it's genuinely good fun. A solid session on a Megaways slot, a winning run at Teen Patti with a live dealer, or catching a hot streak at bingo — these are entertaining experiences, the same way watching a PSL match with friends or following an international cricket series is entertaining. The key word in both cases is entertainment. It's supposed to be something you do because you're enjoying it, not something you feel compelled to do.

The thing is, the shift from enjoyment to compulsion can happen gradually, without an obvious moment where it tips over. You might start playing to unwind after a long day, which is fine. But if unwinding becomes chasing, if you're playing to recover losses rather than for the experience of the game, that's where things start to get problematic. Recognising that shift early — before it causes financial or personal stress — is the point of everything on this page.

The Budget Rule — Simple but Genuinely Important

Before every gaming session, decide on a PKR amount you're comfortable spending — not winning, spending. Treat it exactly like you'd treat money spent on cinema tickets or eating out. Once it's spent, the session is over. The wins above that amount are a bonus; the losses up to that amount are the cost of the entertainment.

The deposit limit tool on 98kr is the mechanical version of this rule. Setting it means the decision is already made before emotion or momentum takes over in the middle of a session. It is probably the single most effective responsible gaming action available to you on the platform.

Tip: Use your account's spending history to set a realistic monthly deposit limit. Look at what you actually spent last month, not what you planned to spend. If the real number surprised you, that is useful information — and the limit tool is there exactly for that situation.

Time Matters As Much As Money

It is easy to track how much you've deposited. It is harder to track how many hours have gone into gaming across a week. Both matter. Spending three hours a day on gaming — even within budget — can start to displace other things that matter: family time, sleep, work, physical activity, social life. The session timer on 98kr is a useful interruption that creates a moment of choice. That pause, even if you decide to keep playing, is the tool working.

Balance check: If gaming is affecting your sleep, your relationships, your focus at work, or the time you spend with family, those are signals worth paying attention to — regardless of whether you're winning or losing. Financial loss is only one dimension of gambling-related harm.

Self-Assessment — Be Honest With Yourself

These questions are for personal reflection only. There are no right or wrong answers and no data is collected. If you find yourself answering "yes" to several of these, consider using one of the tools in your account settings.

1 Do you sometimes spend more on gaming than you originally planned?
Rarely
Sometimes
Often

2 Have you ever borrowed money or used bill money to deposit and play?
Never
Once or twice
More than once

3 Do you chase losses — keep playing to try to win back what you lost?
Never
Occasionally
Regularly

4 Have people close to you expressed concern about how much you play?
No
Once
More than once

5 Do you feel restless or irritable when you try to cut down or stop?
No
A little
Yes

6 Has gaming ever affected your sleep, work, or family responsibilities?
Never
Occasionally
Frequently

If you answered "often," "regularly," or "frequently" to two or more of these questions, consider activating a cooling-off period or self-exclusion from your account settings. Taking that step earlier is much easier than waiting until things have escalated.

Warning Signs to Watch Out For

These are patterns that often indicate gaming has moved from entertainment into something more difficult to manage. Being aware of them — in yourself or someone you know — is the first step.

Spending more than planned in most sessions, even after setting a mental budget
Chasing losses — continuing to play after a losing session specifically to try to recover
Hiding your gaming activity or deposit amounts from family members
Borrowing money, using credit, or diverting household funds to deposit
Feeling anxious, irritable, or low when you are not gaming or cannot access the platform
Thinking about gaming frequently — planning next sessions or thinking about past ones during daily life
Gaming for longer than intended, repeatedly telling yourself "just one more round"
Missing work, skipping family events, or sleeping late because of late-night gaming sessions
Believing you have a "system" or are overdue for a win — chasing that belief regardless of results

Recognising these signs is not weakness — it is self-awareness. The tools in your 98kr account are available right now. A cooling-off period costs you nothing, and a self-exclusion keeps your balance safe. If the situation feels serious, speaking to a trusted person in your life is a genuinely useful step.

How to Set Your Deposit Limits on 98kr

Takes about two minutes. No support request needed.

1
Log in to your 98kr account

From the home screen, tap your account icon in the top corner to access your account dashboard.

2
Go to Settings → Responsible Gaming

The Responsible Gaming section is in your main account settings menu. It contains all limit-setting tools in one place.

3
Choose your limit type and PKR amount

Select daily, weekly, or monthly. Enter the PKR amount you're comfortable with. You can set all three simultaneously if you want layered protection.

4
Confirm with your account OTP

A one-time password is sent to your registered mobile number to confirm the limit change. Reductions take effect immediately. Increases have a mandatory 24-hour delay.

5
Done — the limit is now active

Once set, the limit works automatically in the background. When you reach the ceiling, deposits are blocked for the remainder of the period without any further action needed from you.

Practical Tips for Staying in Control

Small habits that make a real difference over time.

  • Decide your session budget before you open the app — not after you've already started playing
  • Set a session timer for every session, even when you're confident you won't need it
  • Check your monthly spending summary on the first of every month before depositing again
  • If you've had a big loss, close the app and come back another day — decisions made immediately after a loss are rarely good ones
  • Turn off promotional notifications if bonus offers make it harder to stick to your limits
  • Don't game when you're very tired, stressed, or upset — those are the sessions where discipline is hardest
  • Keep gaming separate from sports watching — betting while watching PSL or T20 matches in an emotionally charged state can lead to impulsive decisions
  • Talk openly with a family member or close friend about what you spend — accountability to someone you trust is one of the most effective checks available
  • Withdraw your winnings when you reach a meaningful amount — it reinforces that the money is real and discourages reinvesting every win
  • Use the cooling-off tool proactively — not just when things are already out of hand

Common Questions About Responsible Gaming

Answers to questions players ask most often about these tools and policies.

No. Self-exclusion periods on 98kr cannot be overridden, shortened, or cancelled once they have been activated. This is intentional — a self-exclusion that can be reversed easily is not an effective tool. If you chose a 30-day period and you're on day 10, the account remains locked for the full 30 days. Your verified balance is held safely throughout.

Your real-money balance is preserved during any self-exclusion period. You will not be able to access or withdraw it until the exclusion period ends — this is part of what makes the tool effective. Once the period is over, your balance is available for withdrawal to your registered payment method (JazzCash, Easypaisa, bank account, etc.).

Go back into account settings and reduce the limit again — this takes effect immediately. You don't need to wait 24 hours to reduce a limit. Going forward, try to set your limits when you're in a calm, rational frame of mind rather than in the middle of a session when motivation to increase them is highest.

Yes, deposit limits do not affect your eligibility to receive or wager bonuses. If you make a deposit that qualifies for a promotion and that deposit falls within your set limit, the bonus is applied as normal. The limit only restricts how much you can deposit in total during the period — it does not remove access to promotional offers.

Yes. 98kr requires all users to confirm they are 18 or older during registration. Age verification documents — including CNIC — may be requested at any point, particularly before first withdrawal. Accounts found to belong to users under 18 are suspended immediately, balances forfeited, and the case handled under the relevant process for underage access.

Permanent self-exclusion means exactly that — it is a permanent closure, not a temporary pause. Creating a new account after a permanent self-exclusion is a violation of 98kr's terms and conditions. 98kr uses identity verification processes to detect accounts registered by previously excluded users. If you are unsure whether permanent closure is right for your situation, start with a 6-month exclusion period instead.

Enjoy 98kr On Your Own Terms

The tools are there. The limits are yours to set. Create your account, define your budget from the start, and keep gaming the entertainment it's supposed to be — not a source of stress.

18+ only. Gaming involves real financial risk. Never play with money needed for essential expenses.